Equity Bank Limited (EBL.ug) 2019 Abridged Report

first_imgEquity Bank Limited (EBL.ug) listed on the Uganda Securities Exchange under the Banking sector has released it’s 2019 abridged results.For more information about Equity Bank Limited (EBL.ug) reports, abridged reports, interim earnings results and earnings presentations, visit the Equity Bank Limited (EBL.ug) company page on AfricanFinancials.Document: Equity Bank Limited (EBL.ug)  2019 abridged results.Company ProfileEquity Bank Limited is a financial conglomerate offering banking products and solutions to individuals and small-to-medium enterprises in Uganda through its subsidiary company, Equity Bank Uganda Ltd (EBUL). Its product offering ranges from savings and current accounts and fixed deposit accounts to social institutional accounts, credit products, treasury, trade finance and bank guarantee services. EBUL offers solutions for Internet banking, money transfers, merchant acquiring, point of sale and mobile banking services. Equity Bank Uganda Limited was formerly known as Uganda Microfinance Limited and changed its name to Equity Bank Uganda Ltd in 2008 when the microfinance institution was purchased by Equity Bank Limited. The financial conglomerate operates in six countries in the African Great Lakes Region, including subsidiary banks in Uganda, Kenya, South Sudan, Rwanda and Tanzania. Equity Bank Limited is listed on the Uganda Securities Exchangelast_img read more

Read More →

Cineworld shares: why I won’t be investing

first_imgCineworld shares: why I won’t be investing Image source: DCM Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! With almost 10,000 screens across its 790 sites worldwide, Cineworld (LSE:CINE) is the second-largest cinema chain in the world. It’s the UK’s biggest. Size doesn’t always matter, though, as Cineworld shares have been rocky for a long time now.Over the last few weeks, I’ve been weighing up whether I’m interested in investing in the company. Here’s what I decided.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I’m not buying Cineworld sharesIn March of last year, I managed to attain Cineworld shares at market crash lows of around 35p. Soon after, I’d doubled my money.A few months later, I took a loss of about 20% out of concerns that the company wouldn’t recover from its October re-closure. It’s safe to say that I was wrong (in certain ways, anyway). By now, my initial investment would’ve doubled again. No need to dwell on it, though, because Cineworld shares are tumbling once again.Understandably, last year had a big impact on the cinema giant’s revenue. It ended up experiencing losses of £2.2bn. This is pretty severe for a company in an industry that was already far from thriving. It also resulted in almost £1bn more debt from that year alone. Cineworld now owes a total of around £6bn.As Kirsteen Mackay explains, Cineworld shares have been heavily shorted since before the pandemic. This lack of confidence from investors who are willing to bet on Cineworld’s failure makes it a risky investment.It also has the continued rise of online streaming to contend with. Things don’t look great for the cinema industry as a whole, let alone Cineworld.Disney+ has proven to be a hit, with over 100m paying subscribers able to view blockbusters whenever they want. Its Premier Access service also allows its audience to pay to see new films. This stops them from heading to the cinema. Should this become the new normal, Cineworld shares would be in serious trouble.The company also sparked controversy in October 2020 when many of its employees found out that they wouldn’t be returning to work via news headlines.This actually hasn’t had much of a long-term impact, but any further mistreatment of its employees be disasterous. We all know what happened when Deliveroo debuted on the London Stock Exchange just after its employees protested about working conditions.But it’s not all bad newsAll of that said, Cineworld is finally opening its doors again. Films like Godzilla vs Kong have already proven successful in the US, and soon enough we’ll be seeing huge, delayed films like No Time To Die released.If UK film fans realise they miss the big screen enough to say no to streaming, the group could generate healthy profits and begin to pay off its debts.Cineworld also currently offers a dividend yield of nearly 7%. This is a relatively attractive figure for investors looking for passive income, and not too much of a red flag for those concerned that Cineworld as a company might be in trouble.It’s possible that I’ll be eating my words like popcorn in 2022, but at the moment, I’ll be avoiding Cineworld shares like another Pirates Of The Caribbean sequel. Dan Peeke | Tuesday, 25th May, 2021 | More on: CINE Dan Peeke has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” See all posts by Dan Peekelast_img read more

Read More →

Young adults, youth leave mark on General Convention

first_img This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Bath, NC Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Rector/Priest in Charge (PT) Lisbon, ME Comments are closed. General Convention, Submit an Event Listing Bishop Diocesan Springfield, IL AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Pittsburgh, PA Associate Rector for Family Ministries Anchorage, AK Alexandra Heeter says: Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Albany, NY July 16, 2012 at 6:04 pm I have always enjoyed how my church makes an effort to treat youth as real human beings with valid thoughts and real faith, and not as some kind of strange youth-creature. I hated being called a youth as a teenager because I felt that I wasn’t being treated as an individual, but rather as a label, or as a representative of anyone who was born in the early 1990’s. I believed, and still believe that my age, gender, race, etc. do not offer any insight into who I am as a Christian, which is what should really matter. As I entered my late teens, I grudgingly conceded that I was a youth, and that being a minor would have an effect on my participation if any legal decisions were made.Now, I’m 21, and I still don’t want to have the “youth” label. At the parish I go to when I’m at school, I participate in the adult forum. Most of the other regular participants are 30 years older than I am, and we appreciate the different perspectives that every individual brings. It is a great experience, and I don’t feel isolated or singled out. When I come home, however, many people still see me as a youth. They see me infrequently enough that I can’t really blame them, but sometimes I feel like they are so concentrated on the image of “The Youth” that they haven’t noticed that I have grown up. I make my own decisions, live most of the year away from home, and have 20 years of experience in the Episcopal Church. When I pick a church, I won’t be looking for other “millenials,” I’ll be looking for people who are open and loving, whatever their age and whatever my age. Rector Shreveport, LA Featured Events General Convention 2012, Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Belleville, IL The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Associate Priest for Pastoral Care New York, NY Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Submit a Press Release Director of Administration & Finance Atlanta, GA Associate Rector Columbus, GA An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Rector Washington, DC July 11, 2012 at 10:31 am Thank you for covering this. I do wonder, though, what message we are sending when we lump youth and young adults in the same group.I think one of the issues we have as a congregation, and one reason we have trouble retaining folks in their 20’s, is that we do view them as an extension of youth group rather than as part of the elders of the church. They’re already running businesses, starting non-profits, and establishing service programs. Given that (to take one example) the founders of Kiva were in their 20’s, it seems strange to keep people up to 30 in this limbo where they need to learn the ropes.Laura Toepfer Allison Melendez says: By Sharon SheridanPosted Jul 10, 2012 Laura Toepfer says: Rector (FT or PT) Indian River, MI Youth Minister Lorton, VA Rector Tampa, FL center_img Featured Jobs & Calls Submit a Job Listing Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Comments (3) TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Assistant/Associate Rector Morristown, NJ Assistant/Associate Priest Scottsdale, AZ Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs New Berrigan Book With Episcopal Roots Cascade Books Rector Knoxville, TN Curate Diocese of Nebraska Canon for Family Ministry Jackson, MS Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Tags Course Director Jerusalem, Israel Youth & Young Adults Assistant/Associate Rector Washington, DC Young adults, youth leave mark on General Convention Priest Associate or Director of Adult Ministries Greenville, SC Rector Smithfield, NC Rector Hopkinsville, KY July 12, 2012 at 1:08 pm I was at Convention with the Young Adult Festival this year and yes, being lumped with the youth for some people was a minor problem, but for the most part we all had the same opinion on issues and so the combination of Young Adults and Official Youth Presence was not a problem. All events were optional so you could attend the official Young Adult events or do your own things, but this gave us a way to talk about the church and what we wanted the church to be. It gave us a group of people to get together with and form connections and friendships with where as if we had simply attended as visitors we might have spent the entire time in the events hall.I see the problems of combining adults who are married with careers with people still in high school, but the main idea is that we are all still in the church and still have opinions. We are all members of the church, no matter how young. An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Director of Music Morristown, NJ Priest-in-Charge Lebanon, OH Press Release Service Curate (Associate & Priest-in-Charge) Traverse City, MI Family Ministry Coordinator Baton Rouge, LA Rector Martinsville, VA Missioner for Disaster Resilience Sacramento, CA Young Adult Festival participants discuss the day’s legislation during a debriefing with Mary Getz, grassroots and online communications coordinator at the Episcopal Church Office of Government Relations in Washington, D.C. Photo/Sharon Sheridan[Episcopal News Service — Indianapolis] “You haven’t heard of Bonnie Ball?”The teens rushed to pull up a website on a cell phone to show General Convention House of Deputies President Bonnie Anderson how those addressing the house were earning points in an online game for such behavior as trying to speak to the same issue more than once (2 points), wearing something strange on their heads while speaking (5 points) or mentioning Bonnie Ball while addressing the chair (15 points).“That is so fun,” Anderson said. “Did you see the guy with the lobster claw [hat]? … Maybe I could borrow it.”Anderson spent her lunch break July 9 eating pizza and chatting about serious and not-so-serious matters with the members of the Official Youth Presence. Anderson wrote the resolution in 1982 that created the presence, composed of 18 young people — two per province — who have voice but no vote in the House of Deputies.Youth and young adults have been a visible presence in Indianapolis, gathering in official groups and unofficial networks to participate in and observe the workings of General Convention.During the lunch, the teens asked Anderson about how she handled the hectic convention schedule (she admitted to sleeping through her alarm one morning for the first time since college) and commented on her patience in the house.“I have three promises I made to myself: Be patient, be polite, be professional,” she told them. Another good tip: “Breathe in, breathe out, smile. It works pretty well.”When one of the youth said that convention remained confusing sometimes, Anderson commented, “It’s hard when you’re tracking something to stop doing that and turn at the drop of a hat and do something else.”And events can surprise her, too, she admitted. When expected Spanish translations weren’t available during that morning’s session, she said, “I was really thrown for a loop.”Marlene Rodriguez Hernandez of the Diocese of Puerto Rico and Cole Mayer of the Diocese of South Dakota, the youths’ designated journalists, interviewed Anderson for a video segment on the group’s blog. They asked about youth representation on the Joint Nominating Committee for the Election of the Presiding Bishop, her thoughts about the youth presence, her impending retirement and her favorite part of General Convention.Official Youth Presence members Marlene Rodriguez Hernandez of the Diocese of Puerto Rico and Cole Mayer of the Diocese of South Dakota interview House of Deputies President Bonnie Anderson for a video segment on the group’s blog. Photo/Sharon SheridanReflecting afterward on how the youth program had developed over the years, Anderson said she was impressed by the teens’ vitality, enthusiasm and commitment to knowing what was happening and participating in convention. “It’s just an inspiration to me. They are just the best.”The teens seemed to enjoy spending time with her as well.“I think she’s wonderful,” said Emma Grundhauser, 16, of the Diocese of Minnesota. “”You can tell she has a passion for youth ministry.”Young ‘millennials’The night before, young adults from throughout convention — including young deputies and members of the Young Adult Festival — gathered in the festival’s meeting room at the Hilton before the group’s nightly debriefing and compline.The gathering followed the formation of a Facebook group for young adults and young deputies to General Convention by the Rev. Megan Castellan, 29, deputy of the Diocese of Arizona, after the draft budget came out. At the July 8 meeting, they discussed why they were Episcopalians and how they had felt empowered or connected at convention.“It’s important to name why you’re part of the church, especially when the church seems ambivalent about your presence,” she said.The list of “Why Am I Episco-Crazy” included: “because I was born here BUT my parents got it right”; “because I had a voice”; “because of Scripture, tradition and reason, and the conversation doesn’t end there”; “because of the common Communion cup.”Castellan said she hoped the group would form an online community via listserv, Twitter feed or Facebook group to stay connected after convention. “Young Episcopalians don’t know each other. You go to a church, and you’re the only person under 50, and it can be an incredibly isolating experience.”Castellan said she’d belonged to a similar Generation X network in the church. “It’s a really vibrant listserv.”But, she said, “There’s a huge difference between Gen X and millennials” and even between herself and the younger millennials she works with as a campus minister.“They’ve always grown up in a post-Christendom world,” she said. “Their perception on why you would go to church is generally very different than when I ask older parishioners.”Young Adult FestivalSponsored by the Episcopal Church’s Young Adult and Campus Ministries, the festival provides a mentored opportunity for 18- though 30-year-olds to attend the convention.“It’s just empowering them to be a part of this and helping them to advocate for their presence and advocate for what they’re passionate about,” said Jason Sierra, church officer for young adult leadership and vocations. The festival offers workshops on Episcopal polity and convention, helps participants track legislation and provides opportunities for fellowship and worship.“It’s an unofficial presence of General Convention,” he said.This year’s convention has 22 young adult deputies and 95 festival participants, including large groups from the dioceses of Arkansas, Newark, Atlanta and Los Angeles, Sierra said. In a new initiative, 23 young adults are interning with organizations at convention such as Integrity, the Episcopal Peace Fellowship, the Chicago Consultation, Episcopal Camp and Conference Centers, American Friends of the Episcopal Diocese of Jerusalem and Episcopal Relief & Development plus the Episcopal Church Women, he said.The festival gives young adults a way to engage in convention — some have testified at hearings, for example. And they can participate as much or as little in festival events as they wish.“They enjoy the flexibility, but they need this jumping off point,” Sierra said.Making connectionsYouth and young adults gave a thumbs up to their convention experiences.At the young millennials meeting, Steven Duvoisin of the Diocese of Nebraska said he enjoyed hearing the many stories people shared “about the positive empowering experiences they’re having within the church.”“I think as young adults it’s easy to get discouraged and feel isolated and focus on the negatives when there’s actually a lot of good things going on and a lot of God things going on,” said Duvoisin, who was helping staff the Tri-Faith Foundation booth in the exhibit hall.Also from Nebraska, Michael Heller, 28, attended convention as a volunteer, serving as a legislative aide in the structure committee. “I wanted to see how the church works on this level,” he said. “It’s been interesting to work with another legislative aide who is much older. That sort of intergenerational work has been a great experience. There needs to be more of that at General Convention.”Rachel O’Connell, right, a Young Adult Festival participant from the Diocese of Los Angeles, discusses the Episcopal Service Corps with Executive Director Amity Carrubba. Photo/Sharon SheridanRachel O’Connell, attending convention as part of the festival, spent time learning about the Episcopal Service Corps from Executive Director Amity Carrubba.Convention has been “a wonderful experience, other than the ridiculous heat,” said O’Connell, 26. “I haven’t felt segregated or singled out [as a young adult] by any means.”A client service manager for a software company in Newport Beach, California, she said she seriously was considering participating in the service corps. “I think my life would be better suited in service than it is in software.”Back at the youth presence lunch, Grace Steele, 16, of the Diocese of Long Island found convention gave her a chance to brush up on her Spanish.“I thought it would be a really good, interesting experience to meet youth from all across the church, especially Puerto Rico and the Dominican Republic.”Hernandez, 17, said she wanted to see whether there are differences between Episcopalians in the states and those in her native Puerto Rico. While the language is different, she found, “we’re all part of the same family.”She also wanted to experience the legislative workings of convention, she said. “It’s a connection between politics and the church.”“It’s really interesting how we do business as Episcopalians,” said Mayer, 17. “Just being in a group with thousands of Episcopalians is pretty fun and exciting.”— Sharon Sheridan is a member of the Episcopal News Service team at General Convention. Rector Collierville, TN Rector and Chaplain Eugene, OR Cathedral Dean Boise, ID last_img read more

Read More →

Average online transaction is $106, says eTapestry

first_img The average online transaction for customers of US online database and fundraising company eTapestry is $106.The average figure applies to the second quarter of 2004.ETapestry has been providing Web-based fundraising software for five years, since September 1999. Over 4,000 non-profit organisations around the world use its software. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 21 September 2004 | News Average online transaction is $106, says eTapestry Tagged with: Consulting & Agencies Digital Research / statistics  21 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Read More →

Law firm offers £50k award to charities promoting access to justice

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Law firm offers £50k award to charities promoting access to justice “Fair and universal access to justice is at the heart of our community commitment and is a concept, as lawyers, we hold particularly dear.  Every year, the entries for this award demonstrate how much there is yet to be done but also bring to our attention fantastic work, often being undertaken by entrepreneurial NGOs, that has a direct impact on individuals and their families. We’re delighted to be able to support these organisations through the award.” Charitable organisations that promote access to justice are invited to apply for the Access to Justice Award from international law firm Clifford Chance.Now in its firth year, the award consists of a donation of £50,000 and up to 500 hours of volunteering from Clifford Chance lawyers and business services staff over 18 months.The award will recognise a not-for-profit organisation that helps individuals, groups or communities preserve or secure their rights to the basic necessities of life.Last year, 48 nominations were made from around the world. The winner was Hope and Homes for Children, which works to transform child protection systems to uphold and protect the rights of children.Malcolm Sweeting, Senior Partner at Clifford Chance who chairs the judging panel, said: Nominations can be made via the Clifford Chance website until the end of Sunday 6 July 2014. The winner will be announced in October.Photo: Lady Justice above the Old Bailey by antb on Shutterstock.com Howard Lake | 3 June 2014 | News  16 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Fundinglast_img read more

Read More →

Simon Harris: “It’s tough but it is life saving”

first_imgBilly Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash WhatsApp Advertisement LimerickNewsSimon Harris: “It’s tough but it is life saving”By Meghann Scully – March 30, 2020 402 Print Twitter Email WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Previous articleLimerick’s Jim Hogan, a man who fulfilled his potential wearing a Great Britain singletNext articleStep Up, Stay Put – The Lockdown Challenge Meghann Scully TAGSCoronaviruscovid19Keeping Limerick PostedlimerickLimerick PostSimon Harris center_img Simon Harris spoke to RTE news2day MINISTER Simon Harris has again appealed to the public to follow the guidelines made last Friday.The stricter measures include staying within 2km from your home, keeping a distance of 2 metres from people and staying with the people in your household.Sign up for the weekly Limerick Post newsletter Sign Up “New week, renewed effort. C’mon Ireland, we can do it. It’s tough but it is life saving! Those at the frontline are going to work -they need us to stay at home. “Let’s make sure when we look back, we know we did all we could to keep people safe & save lives.” he tweeted.  RELATED ARTICLESMORE FROM AUTHOR Limerick’s National Camogie League double header to be streamed live Limerick Ladies National Football League opener to be streamed live Linkedin Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Donal Ryan names Limerick Ladies Football team for League opener Facebooklast_img read more

Read More →

Americans Redefine the Purpose of Homeownership

first_img Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. The pandemic and resultant stay-at-home orders, which have many Americans continuing to work from home today, have profoundly altered the way people perceive their residential property.”America has undergone a profound shift in its understanding of home, driving homeowners to want more space, new uses, and a better environment to nurture positive changes that evolved during lockdown. They also want to address design, condition, and space frustrations they felt while spending uninterrupted time indoors.” That is according to the eighth annual LightStream Home Improvement Trends Survey.It showed nearly half (47%) of U.S. homeowners say they are utilizing their space differently since the onset of the pandemic.More than two-thirds (69%), according to the study, say spending more time at home has made them eager to upgrade.”Before the pandemic, ‘home’ was a ‘home base’ for launching activities. Under stay-at-home orders, it became the only place, for everything,” said Todd Nelson, SVP of Strategic Partnerships at LightStream. “Our 2021 survey shows many Americans spent time thinking creatively about what they want and need from their homes. Many are now ready to invest in improvements, remodels, and repairs. However, in the rush to renovate it’s not only important to plan project outcomes, it’s critical to have a smart financial strategy in place to pay for it all.”Among survey respondents, 91% reported a lack of space in their home became a big frustration during the COVID-19 situation. Thus, 12% said they were planning home additions.”As spaces are being reimagined, the most popular projects homeowners plan to spend money on in 2021 include kitchen remodels (38%), outdoor improvements (35%), bathrooms remodels (32%), and home repair/technology upgrades (30%),” according to LightStream.One of the primary reasons for needing more space is that the number of children or adults has increased in more than one in ten (12%) U.S. households due to COVID-19 safety (35%), health reasons (20%), or other changes.As a result, the researchers reported, more than half (56%) of those newly-expanded households have renovation plans for 2021.”After a year of stay-at-home orders, it makes sense that consumers are rethinking their home needs.  But just as important, they should also be strategizing how they’re going to pay for those renovations,” continues Nelson.Savings is the No. 1 source of paying for improvements (66% of those surveyed), while their second source of payment is credit cards (30%).Nelson says homeowners using a credit card could save by seeking an installment loan”Compared to using credit cards­­—which on average run over 18% APR—the low fixed rates and fixed terms of a personal loan, cashout refinance or mortgage refinance are really attractive,” he added. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Americans Redefine the Purpose of Homeownership Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: ‘Early Resolution’ Could Add Extra Complications Next: Optimism Fuels Housing Market Sentiment Home / Daily Dose / Americans Redefine the Purpose of Homeownership Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 1 day ago 2021-04-07 Christina Hughes Babb April 7, 2021 795 Views Related Articles Subscribe Demand Propels Home Prices Upward 1 day ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, News Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago About Author: Christina Hughes Babblast_img read more

Read More →

Irish Water confusion is worsening – Mc Gowan

first_img Twitter WhatsApp Dail to vote later on extending emergency Covid powers Google+ Irish Water confusion is worsening – Mc Gowan HSE warns of ‘widespread cancellations’ of appointments next week 365 additional cases of Covid-19 in Republic PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Facebook By News Highland – January 10, 2014 Man arrested in Derry on suspicion of drugs and criminal property offences released WhatsAppcenter_img Pinterest Google+ Facebook Twitter Pinterest RELATED ARTICLESMORE FROM AUTHOR Environment Minister Phil Hogan says it was necessary for Irish Water to spend large sums on money on consultants.It emerged yesterday that of the company’s 100 million euro start up costs – over half was paid on various consultancies.Minister Hogan says its not possible to establish a company correctly without spending money and it can’t be done ‘off the top of your hat’.Meanwhile, a senior Fianna Fail member of Donegal County Council says there is a real fear that the authority will be forced to hand over millions of euro worth of assets to Irish Water, without any guarantee that problems in a number of areas of Donegal will be tackled.As the Fianna Fail party continues to block the budget on the basis of unanswered questions, Cllr Patrick Mc Gowan says the lack of clarification is a major issue, and it’s getting worse rather than better…….[podcast]http://www.highlandradio.com/wp-content/uploads/2014/01/pmgirishwater.mp3[/podcast] Man arrested on suspicion of drugs and criminal property offences in Derry Previous articleWild Atlantic Way will be a Failte Ireland priority in 2014Next articleTD – GRA are not wrong when they say there is a lack of Garda resources in Donegal News Highland Newslast_img read more

Read More →

Person shot by security guard while trying to break into news station

first_imgiStock/Thinkstock(WASHINGTON) — A suspected intruder was shot while trying to gain entry to a news station in Washington D.C. Monday afternoon, according to the station.Fox 5 DC reports that the suspect was trying to get into their office in Friendship Heights when the incident took place.Source familiar with the matter told ABC News that the suspect who was shot was known to law enforcement authorities and is believed to have a history of mental illness. D.C. police are investigating the incident and exactly what led the officer to discharge his weapon.Washington D.C. Fire and Emergency Medical Services responded to a 3:15 p.m. call and an ambulance was on the scene at 3:20 p.m.The suspect has not been identified publicly.Fox 5 reports that the suspect was transported to a local hospital in critical condition.Copyright © 2018, ABC Radio. All rights reserved.last_img read more

Read More →

A complete arc-trench system recognized in Gondwana sequences of the Antarctic Peninsula region

first_imgPrior to Late Triassic–Early Jurassic times, the geological history of the Antarctic Peninsula region was dominated almost entirely by Gondwana sequences that together comprised a major arc-trench system. Subduction complex, trench-slope-break and fore-arc basin sedimentation can all be recognized, and deposition was at least partly on early Palaeozoic or older continental crust. The only evidence for a contemporaneous magmatic arc situated in the Antarctic Peninsula at this time consists of patchy occurrences of metavolcanic rocks, possibly representing the frontal edge of the arc, and the major outcrop area of these rocks is believed to lie under the broad shallow continental shelf E of the Antarctic Peninsula. This is contrary to most current hypotheses in which a marginal basin, presumably floored by oceanic crust, is thought to crop out close to the E coast of the Antarctic Peninsula. However, the complete absence of substantial outcrops of pre-Jurassic volcanic rocks anywhere in eastern Antarctica and South Africa, which are the closest and most likely places in which these should exist, supports the new proposal. Moreover, the identification of back-arc elements of the arc-trench system (foreland fold-thrust belt and retro-arc foreland basin) in eastern Antarctica and South Africa greatly strengthens the likelihood of the arc cropping out in the area suggested. Towards the end of the Triassic and during the Early Jurassic Periods, an intense diastrophic event, or culmination of events, of orogenic magnitude occurred (Gondwanian orogeny), causing substantial redistribution of the pre-existing elements of the arc-trench system. In particular, all the fore-arc sequences were strongly deformed, some possibly for the first time (e.g. in the fore-arc basin), and became firmly accreted to the continental margin. Moreover, the magmatic foci migrated trenchwards to intrude the deformed rocks in the Antarctic Peninsula. Because many of the plutons were emplaced synkinematically, they often closely resemble ‘basement’ gneisses. The distinction between these rocks remains a serious problem in the Antarctic Peninsula and it can be solved only partially by radiometriclast_img read more

Read More →